Bank or Dealership: What's the Best Place to Get Auto Financing?

car key ontop of calculator

All drivers want to find the best deal possible when shopping for a brand new car, truck, or SUV in the Asheville area. Those who are car loan shopping often wonder: “Where is the best place to get a car loan?” The team at Apple Tree Acura would be glad to explore your options if you are looking for a car loan that doesn’t break the bank.

Car Loan Shopping

If you are trying to decide where to get a car loan, you have two primary options:

  • The dealership where you plan to buy the car
  • Your bank

There are benefits to each option, but one may be best for your unique situation. 

Car Loans From a Dealership

One of the best places to get a car loan is the dealership where you purchase your vehicle. 

  • Dealers can help you weigh the pros and cons of leasing vs. buying. 
  • Dealerships work with a variety of lenders, so you know you are getting a competitive rate. 
  • Applying is hassle-free. You only need to fill out one form to get multiple options. 
  • Multiple lenders want to earn your business, which could mean a better rate for you.
  • Some dealerships offer options for those who have issues with credit.
  • You may be able to take advantage of financing incentives.
  • It is also possible to negotiate the down payment if you opt for financing with the dealership. 

Car Loans From Your Bank

When deciding on where to get a car loan, you may consider a loan from your Johnson City bank. It is a good idea to consult your dealership before applying with your bank. The dealership has different financing partners. If your credit is less than ideal, it could be more of a challenge getting a loan with a bank. However, there are a few advantages of financing with a bank:

  • You have a pre-existing relationship with your bank
  • There are often set interest rates
  • A flexible payment schedule may be a possibility 

Discuss Your Financing Options at Apple Tree Acura

If you would like to know more about your financing options, our experts would be glad to assist you. We want to make the financing process as stress-free as possible for drivers in the Hendersonville area. Contact us today if you have any questions.

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828-684-4400

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193 Underwood Rd • Fletcher, NC 28732

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Today's Hours:

Open Today! Sales: 8:30am-6pm

Open Today! Service: 7:30am-5pm

Open Today! Parts: 8am-5pm

Apple Tree Acura

193 Underwood Rd Fletcher, NC

Phone: 828-684-4400

http://maps.google.com/?q=242%20Underwood%20Rd%2C%20Fletcher%2C%20NC%2028732

Parts

Phone: 828-684-4400

193 Underwood Rd Fletcher, NC

Sales

Phone: 866-290-4244

193 Underwood Rd Fletcher, NC

Service

Phone: 828-684-4400

193 Underwood Rd Fletcher, NC

Service

Phone: 828-684-4400

193 Underwood Rd Fletcher, NC
35.4418025 -82.534668
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Apple Tree Acura
Apple Tree Acura
193 Underwood Rd
Fletcher, NC, 28732 United States
828-684-4400
https://di-uploads-pod9.s3.amazonaws.com/appletreeenterprises/uploads/2016/09/apple-tree-acura.jpg
Apple Tree Acura 35.4418025, -82.534668.